01Home & property
For the place you call home — whether you live here or visit throughout the year.
Fire and property damage · Weather events and natural catastrophes · Water damage · Theft · Third-party liability
Contact us →SARDINIA · INSURANCE GUIDANCE IN ENGLISH
Your home in Sardinia deserves the right protection.
A home, a new life or a business on the island. Understand your insurance options in Italy with clear guidance in English and personal support from our team in Sassari.
Sassari, Sardinia · Remote and in-person appointments
PROTECTION WITH METHOD
First, understand the risk.
Then, make your choice.
A LOCAL PERSPECTIVE
A new place to call yours.
Clarity from the start.
Italian insurance terms and conditions are not always easy to navigate from abroad. We help you understand what matters for your property, your activity and the way you live.
OUR INSURANCE SERVICES
Protection shaped
around your life.
Every property and activity is different. We begin with your circumstances and explain the options available to you.
0102Holiday rentals & B&Bs
Understand the risks of welcoming guests, from damage to your property to liability arising from your activity.
Guest liability · Property damage · Hosting activities
03Business insurance
From your premises to your professional responsibilities, we help you identify the protection your activity may need.
Business liability · Property · Professional indemnity · Cyber risks
04Personal & family
Consider the people and responsibilities that matter to you, alongside the cover you may already have.
Accident · Health · Life · Personal liabilityCoverages are examples, subject to product availability, underwriting, exclusions and policy terms. No cover is automatic.
WHY MALLEVA
Local expertise.
Clear advice.
In your language.
Understanding Italian insurance policies can be challenging when regulations, technical terms and conditions are unfamiliar.
We listen to your needs, explain the main coverages and exclusions, and help you consider the insurance solutions available through our authorised distribution arrangements.
- English-speaking support
- Local knowledge of Sardinia
- Personalised risk analysis
- Clear explanations of cover and exclusions
- Support before and after taking out a policy
- Remote consultations available
PERSONAL SUPPORT
Two English-speaking advisors.
A conversation that starts with you.
Contact us to request a free initial consultation with an advisor. Your meeting is confirmed after we agree a time.
Gabriele Calvia
Founder · Insurance advisor
Request an appointment ↗Matteo Cherchi
English-speaking team member
Request an appointment ↗HOW IT WORKS
From questions to clarity.
Tell us about your needs
Share a few details about your property or business and what you would like to discuss.
Speak with an advisor
Choose a preferred format: video call, phone or a meeting in Sassari. We will confirm availability.
Understand your options
We explain relevant solutions, their main benefits, limitations and costs.
Decide with confidence
Choose whether to proceed, with our assistance and subject to the insurer’s acceptance.
GOOD TO KNOW
Questions, answered.
A starting point for your conversation with us.
Is home insurance mandatory in Italy?
Requirements depend on your circumstances, your lender and the type of activity. We can help you understand what to check; do not assume that every home has the same insurance obligations.
Can I insure a holiday home that is empty for part of the year?
Availability and conditions vary. Tell us how often the property is occupied, who uses it and whether it is rented to guests. We can review the relevant conditions and exclusions.
Does a standard home policy cover short-term rentals?
Not necessarily. Hosting activity, guest liability and damage may be treated differently. Check the policy wording and disclose how the property is used.
Can we speak before I arrive in Sardinia?
Yes. A remote conversation can help us understand your situation and discuss what information is needed. Availability and meeting arrangements are confirmed individually.
What information will you need?
To start, tell us your property or business type, where it is located and what you would like to understand. Please do not send identity documents, medical information or policy files in your first message.
Can I arrange cover for my business as well as my property?
Business, professional and property risks can require different protection. We can discuss your activity and review solutions available through our authorised distribution arrangements.
YOUR FIRST CONVERSATION
Let's make things clear.
A free, informal conversation in English about your home, rental property, business or personal insurance needs.
WHATSAPP
Start a conversation
Send us a message in English. Tell us briefly what you need and we will agree a suitable time.
+39 349 804 1530EMAILWrite to our team
Prefer email? Share your questions and let us know how you would like us to contact you.
gabriele@malleva.itGabriele Calvia & Matteo Cherchi
Via Cavour 47 · Sassari, Sardinia
Appointments are confirmed personally. No automatic booking.
Please do not send medical information, identity documents or policy files in your first message.
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